You can Lay-by products with Moov8 and spread the payment over a number of weeks. Pay it Easy; Own it Easy!

General FAQs 

1. Can I cancel my lay-by?

Yes, you can cancel your lay-by at any time and all monies will be refunded except the termination charge.

2. When can I collect my lay-by?

Once the total amount has been paid off on or before the Standard term.

 3. Can I pay remaining payments in lump-sums and collect?

Yes, you can pay the remaining lay-by payment(s) any time.


Moov8 Online Lay-By Agreement

Lay-by Terms and Conditions:

1. Parties

This agreement is between Moov8  Pty Ltd (“Moov8”) and the person who has initiated this Lay-by Agreement (“you” or “customer”). You are the only party to the Lay-by Agreement, responsible for Lay-by payments, compliance with the Lay-by Agreement, and liable for any breach of the Lay-by Agreement. Any requests to change the order or cancel the Lay-by can only be made by you.

2. Standard term

Lay-by is available on for 12 weeks term and must be paid in full.

3. Start and completion date

The start date is the date when you place an order for the Lay-By.

The completion date is the date when you pay in full or terminated or cancelled as per this agreement

4. Direct Debit

By initiating the Lay-by order you consent and agree to set up direct auto-debit during the Standard term.

5. Collection date

You can collect the product once the total amount has been paid off as the terms of this Agreement.

6. Paying off lay-by prior to Completion date

You can pay off the remaining Lay-by payment(s) earlier and if stock is available it can be collected earlier. Please contact us if you want pay off early.

7. Cancellation

7.1 You can cancel your lay-by at any time and all monies will be refunded except for the Termination charge.

Failure to make payments when they are due or collect laybys by the due date will be treated as a cancellation of the lay-by by the customer. In these instances, the customer will be entitled to a refund of the monies paid, less a termination charge.

The Cancellation is accepted by e-mail to [email protected] with your lay-by paid receipt(s).

7.2 We may cancel any lay-by order, without any liability to you for that cancellation, at any time if:

(a) Moov8 is no longer engaged in trade or commerce; or

(c) the Product(s) in your order are no longer available.

8. Termination Charge

In the event of cancellation by you as per clause 7.1 (Cancellation) a termination charge of $150 will be deducted from monies paid towards the Lay-by. This termination charge of $150 is a genuine pre-estimate of the costs to process a terminated Lay-by Agreement and incorporates system transaction costs, business administration costs, merchant charges and cancellation processing costs. The balance of monies received will be refunded.

9. Exclusions

Lay-by is not available on clearance, product(s) on sale and discontinued product(s).


Photo ID must be produced if you, cancel a lay-by, or when you finalise and collect a lay-by where no document can be produced.

11. General

(a) if you place an order for Product(s) for purchase on lay-by, you agree and accept the terms and conditions set out in this Moov8 Online Lay-by Agreement.

(b) Moov8 reserves the right to terminate this Agreement in the event of any breach of this Agreement or illegal conduct by you, or otherwise as permitted under the Australian Consumer Law. The Australian Consumer Law (ACL) provides consumers with guarantees that cannot be excluded, restricted or modified.

(c) The LayBy Agreement does not affect any rights you have under the ACL or any other legal rights which cannot be excluded or modified. However, to the extent permitted by the ACL and subject to any other legal restriction, Moov8 excludes any terms, conditions, warranties, guarantees or other liability that may apply to Moov8 in respect of this Agreement or anything done under it.

(d) To the extent permitted by law, we are not liable for any loss or damage, including any indirect, special, consequential or economic loss or damage, whether or not arising from default or negligence by Moov8 or its employees, agents or contractors.